Pay over time with affirm

purchases up to $17,500

Enter a few pieces of information and get a real-time estimate of how much you can borrow. Prequalifying just takes a minute and won't affect your credit score.

How it works

Choose how you pay

Select the payment schedule that works for you, then confirm your loan. Affirm will never charge more than you see up front.

Download the App

Discover a better way to shop and pay over time with the Affirm app

  • Special discounts & deals
  • See how much you’re prequalified to spend
  • Discover new brands
  • Get payment reminders
  • and much more!
Affirm apple app
Affirm App Google Play

Payment options through Affirm are provided by these lending partners: Your rate will be 0–30% APR based on credit, and is subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. Affirm savings accounts are held with Cross River Bank, Member FDIC. Savings account is limited to six ACH withdrawals per month. Affirm Plus financing is provided by Celtic Bank, Member FDIC. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.



Check out Affirm's help section for answers



650 California St Fl 12
San Francisco, CA 94108
(855) 423-3729

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  Progressive LeasingSnap FinanceAFFIRMShop Pay Installments
Use at checkout𝗫𝗫
Approval amountN/Aup to $5,000up to $17,500up to $3,000
Down Payment$49 initial payment
*The inititial payment of $49 (plus tax) is charged at lease signing.
Remaining lease payments will be determined upon item selection.
$10 initial payment
which will go toward the total cost of lease
A down payment may be requiredTheir underwriting system determines
whether your first payment
is due at checkout or 2 weeks after your purchase.
Our TakePros:
• Offered by a number of large retailers
(Best Buy,
• Low monthly payments
• Approval rates
• Mobile App
• 90-Day Purchase Option*

• Inability to use at checkout

90-Day Purchase Option
*Standard agreement offers 12 months to ownership.
90-day purchase options cost more than the retailer's cash
price (except 3-month option in CA). To purchase early call 877-898-1970.

• Business model centered around customer service
• High approval rates
• low monthly payments
• 100-Day purchase option

• Inability to use at checkout
• Ability to use at checkout 
• Mobile App
• Ease of use
• Great for large purchases
• Flexible payment options

• up to 30% APR
• No fees & No interest
• No impact to your credit score
 (Negative marks only limit future use of Shop Pay) 
• Offered by a large number of e-commerce sites
• Mobile App
• Ability to use at checkout
• Ease of use
• Quick pay off over 4 installments

• High installment payments over a short period 
(depending on the purchase amount)
 BBB ratingA-
Get started with Affirm Today!