Simple & Affordable
lease-to-own Purchase Option

How it works

Estimate lease-to-own costs before you apply

Use Progressive's easy budgeting tool to help explore costs

Payment Estimator →

*Your actual pricing details may vary based on approval.

FAQs

Download the Progressive App

Progressive Leasing App
Progressive Leasing App Google Play

No credit needed

Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

90-day purchase option

90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.

Powered by Progressive Leasing

The advertised service is a lease-to-own or rental- or lease-purchase agreement provided by Prog Leasing, LLC or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY or Puerto Rico.

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  PROGRESSIVE LEASINGSnap FinanceAffirmShop Pay Installments
Use at checkout𝗫𝗫
Approval amountN/Aup to $5,000up to $17,500up to $3,000
Initial payment$49 initial payment
*The inititial payment of $49 (plus tax)
is charged at lease signing. Remaining lease
payments will be determined upon item selection.
$10 initial payment 
which will go toward the total cost of lease
A down payment may be requiredTheir underwriting systems determine
whether your first payment is due at checkout or 2 weeks after your purchase.
Our takePros:
• Offered by a number of large retailers
(Best Buy, Overstock.com)
• Low monthly payments
• Approval rates
• Mobile App
• 90-Day Purchase Option*

Cons:
• Inability to use at checkout

90-Day Purchase Option
*Standard agreement offers 12 months to ownership.
90-day purchase options cost more than the retailer's 
cash price (except 3-month option in CA). To purchase early call 877-898-1970.
Pros:
• Business model centered around customer service
• High approval rates
• low monthly payments
• 100-Day purchase option

Cons:
• Inability to use at checkout
Pros:
• Ability to use at checkout
• Mobile App
• Ease of use
• Great for large purchases
• Flexible payment options

Cons:
• up to 30% APR
Pros:
• No fees & No interest
• No impact to your credit score
(Negative marks only limit future use of Shop Pay)
• Offered by a large number of e-commerce sites
• Mobile App
• Ability to use at checkout
• Ease of use
• Quick pay off over 4 installments

Cons:
• High installment payments over a short period
(depending on the purchase amount)
 BBB ratingA-AA+N/A