Buy now, Pay Later
with Shop Pay

purchases between $50-$17,500

Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.

select shop pay at checkout

choose between 4 interest-free payments every 2 weeks  -or-  monthly installments up to 12 months 

Download the App

accelerate the checkout process with the shop pay app

Affirm apple app
Affirm App Google Play

If you finance your purchase with Affirm/Shop Pay, your first payment is due approximately two weeks after your purchase is finalized. Please note that in the event of extended delivery times, your loan payment(s) may be due before you receive your purchase.

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  Progressive LeasingSnap FinanceAffirm  Learn more   SHOP PAY   
Use at checkout𝗫𝗫
Approval amountN/Aup to $5,000up to $17,500up to $17,500
Down Payment$49 initial payment (plus tax) is
charged at lease signing. Remaining lease payments are determined upon item selection.
$39 processing fee or $10 initial payment may be requiredA down payment may be requiredFirst payment may be due at checkout
Our takePros:
• Offered by a number of large retailers
 (Best Buy, Overstock.com)
• Low monthly payments
• Approval rates
• Mobile App
• 90-Day Purchase Option*

Cons:
• Inability to use at checkout


*Standard agreement offers 12
months to ownership. 90-day purchase options cost
more than the retailer's cash price (except 3-month
option in CA). To purchase early call 877-898-1970.
Pros:
• Business model centered around customer service
• High approval rates
• low monthly payments
• 100-Day purchase option

Cons:
• Inability to use at checkout
Pros:
• Ability to use at checkout
• Mobile App
• Ease of use
• Great for large purchases
• Flexible payment options

Cons:
• up to 30% APR

4 Interest-Free Payments


Pros:
• No late fees
• No interest
• No impact to your credit
• Negative marks only limit future use of Shop Pay
• Quick pay off 
• Bi-weekly payments can be made using a debit or credit card

Cons:
• None


Monthly Installments


Pros:
• High approval amount
• Great for large purchases

Cons:
• Interest bearing
• Up to 30% APR
• Monthly payments can only be made using a debit card
 BBB ratingA-
AA+N/A