• GET UP TO $3,000 •

Progressive’s application process is NO CREDIT NEEDED meaning that their decision to approve you for a lease is based on more than simply your credit score.

Applying for a lease with Progressive Leasing should not impact your FICO score; however, they do look at credit bureau reports, and this inquiry may appear on your credit report.


What you need to apply

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  1. Social security number or ITIN

  2. Bank account details

  3. Credit or debit card

  4. Government issued photo ID

  5. Must be 18 years or older

Once approved

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Approvals are good for up to 90 days. If you need to step away for any reason you can resume your application or finalize your lease at any time.

Review, Sign, and Make Initial


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An initial payment of $49 will be collected when you sign your lease. Your next payment will not be due until at least 10 days after you receive your merchandise. In most cases you can take your items home upon checkout. For large items or items ordered online they will arrive according to our typical shipping and handling schedule. Your lease begins upon receipt of your purchased items.

Notable retailers who offer

Progressive Leasing

Best Buy, Kay Jewelers, Big Lots, Aaron’s, Inc., Conn’s Home Plus, Cricket Wireless, Helzburg Diamonds, Mattress Firm, Overstock.com

Get in touch with us if you have any questions! We are more than happy to assist you.


Progressive Leasing



Monday - Friday 10 a.m. - 7 p.m. ET

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