Get approved up to $5,000

  • Industry leading approval rates
  • No credit needed
  • 100-day purchase option
Apply now →

FAQs

  Progressive LeasingSNAP FINANCEAffirmShop Pay Installments
Use at checkout𝗫𝗫
Approval amountN/Aup to $5,000up to $17,500up to $3,000
Down payment$49 initial payment
*The inititial payment of $49 (plus tax)
is charged at lease signing.
Remaining lease payments will be determined upon item selection.
$10 initial payment
which will go toward the total cost of lease
A down payment may be requiredTheir underwriting systems
determine whether your first payment is due at checkout or 2 weeks after your purchase.
Our takePros:
• Offered by a number of large retailers
(Best Buy, Overstock.com)
• Low monthly payments
• Approval rates
• Mobile App
• 90-Day Purchase Option*

Cons:
• Inability to use at checkout

90-Day Purchase Option
*Standard agreement offers 12 months to ownership.
90-day purchase options cost more than the
retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.
Pros:
• Business model centered around customer service
• High approval rates
• low monthly payments
• 100-Day purchase option

Cons:
• Inability to use at checkout
Pros:
• Ability to use at checkout
• Mobile App
• Ease of use
• Great for large purchases
• Flexible payment options

Cons:
• up to 30% APR
Pros:
• No fees & No interest
• No impact to your credit score
(Negative marks only limit future use of Shop Pay)
• Offered by a large number of e-commerce sites
• Mobile App
• Ability to use at checkout
• Ease of use
• Quick pay off over 4 installments

Cons:

• High installment payments over a short period
(depending on the purchase amount)
BBB ratingA-AA+N/A